利率 & 费用

菠菜体育官网

付款的例子: A Home Mortgage loan for $100,000 over a 180 month period with an 4月 of 6.777%的人每月还款额为877美元.99. Taxes and insurance not included, your actual payment obligation may be higher.
Loan rate is ONLY guaranteed with a signed 50 day lock-in agreement. 成交前7天确定的现行价格.
最高贷款额-单户- $766,550 as of 01/01/2024 – purchase money or no cash out refi’s – primary residence only – Max LTV 95%.

• Maximum LTV for ANY manufactured home or permanent foundation – 90% (New Build) or 80% (Purchase/Refi)
• For 2-4 units – purchase money primary residences, maximum LTV – 80%
• For 1 unit – owner occupied secondary residence, maximum LTV – 90%
• 套现再融资-最高LTV - 80%
• 大额抵押贷款利率可用-见组合贷款利率

*利率 and annual percentage rate (4月) are subject to change without notice. 利率, 4月 and terms may vary based on the crediworthiness of the borrower, 贷款与价值比率, 贷款金额及贷款用途. 费率是根据业主入住率计算的. 须经信贷及物业审批. 其他费率和条款. 所有的年利率和估计的月供都以100美元为基础,000元的贷款金额和80%的贷款与价值比率. Payments do not include amounts for taxes and insurance premiums, actual obligations will be greater.

固定利率抵押贷款-投资

最高贷款-单户- $766,550 as of 01/01/2024 – Purchase Money or No Cash Out Refi – Max LTV 80%

**Please contact Mortgage Loan Originator for current Freddie Mac Investment 利率 and corresponding Loan Level Price Adjustments.

• 套现再融资1个单位-最高LTV - 75%
• 套现再融资2-4个单位-最大LTV - 70%

付款的例子: A Home Mortgage loan for $100,000 over a 180 month period with an 4月 of 7.656%的人每月还款额为927美元.01. Taxes and insurance not included, your actual payment obligation may be higher.
Max Loan – bank’s legal lending limit – primary or secondary 1-4 family residences, 购买或再融资.

可调利率按揭

首5年费率固定, then adjusts annually thereafter based on weekly average yield on US Treasury securities to a constant of one year as made available by the Federal Reserve Board; 3% interest rate cap at first adjustment and thereafter 2% interest rate cap at each interest rate adjustment period. 贷款期限上限+/-6%，4楼.00%-保证金2.25%.

头7年费率固定, then adjusts annually thereafter based on weekly average yield on US Treasury securities to a constant of one year as made available by the Federal Reserve Board; 5% interest rate cap at first interest rate adjustment and 2% thereafter. 贷款期限上限+/-6%，4楼.00%，保证金2.50%

• For Refinance Mortgages – LTV Capped at 95% for No-Cash Out Refi’s and 80% for Cash Out Refi’s
• Maximum LTV for ANY Manufactured Home on Permanent Foundation – 90% (New Build) or 80% (Purchase/Refi)
• 具有9个月I/O建设期的新建设融资. 0.5%建筑费用-最大LTV占总项目的90%(含PMI).
• 对于1 - 2个单位-购买资金主要住宅, Maximum LTV – 95% (with PMI) * 3-4 – LTV 80% or Less – PMI not available.

菠菜体育官网

付款的例子: a Home Improvement loan for $7,500 over a 60 month period with an 4月 of 13.500%的人每月支付172美元.57.
利率 quoted require automatic payment set up from CCB checking or savings. 添加0.如果没有AFT，则为25%.

菠菜体育官网

付款的例子: a Home Equity loan for $25,000 over a 60 month period with an 4月 of 8.39%的人每月还款额为511美元.59.
可以是主要居所还是次要居所. Bank provides lender credit to cover closing-costs on loan amounts up to $250,000, 3年后重新夺回. Tax stamps exceeding a $250,000 loan amount will be paid by the borrower.
Maximum loan to value 85% / Must be first or second lien position.
速率将降低0.25% if autopay from CCB checking or savings account is established at time of closing.

菠菜体育官网

10年利息+ 15年回报
可以是主要居所还是次要居所. Bank provides lender credit to cover closing-costs on loan amounts up to $250,000, 3年后重新夺回. Tax stamps exceeding a $250,000 loan amount will be paid by the borrower.
无地板/天花板- 15.9%
速率将降低0.25% if autopay from CCB checking or savings account is established at time of closing.

自动转帐不减收费用.
利率如所述-不与信用评分挂钩.